Attention homeowners in Elgin and Comanche County: Get an Appraisal today!

The top seven reasons why OK homeowners order from Danny Cooper Appraisal Service:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To lower your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a house in or near Elgin, OK and need help determining the value of it?
Contact Danny Cooper Appraisal Service.

At Danny Cooper Appraisal Service, we understand the unique needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Danny Cooper Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you dismiss unneeded PMI insurance.

Challenging property tax assessments

If you live in an area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Danny Cooper Appraisal Service is your number one weapon.

Was your HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. An efficient appraisal from Danny Cooper Appraisal Service can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? An appraiser from Danny Cooper Appraisal Service can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Danny Cooper Appraisal Service can help with that too. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.